Big rewards that keep costs small
Take care of you, get paid. Repeat.
Health insurance made for real life
Most health plans cover you and call it a day. Oscar goes all in with $0 Oscar Virtual Care (our 24/7 virtual clinic), Care Guides who actually get it, and plans built for real needs.
Already a member? Log in or create your account.
Oscar by the numbers
Better healthcare is actually possible
And we’ve got the numbers to prove it.
Member benefits
All the benefits of an Oscar membership
Oscar plans come with the good stuff. Lots of it.
Choose your experience
Wherever you fit in, we fit too
There’s something made for everyone with Oscar. No matter why you’re here.
Individuals & families
Real health coverage for real life
Oscar includes everything you'd expect from a health plan. Plus a lot you probably wouldn't. Think $0 virtual care, a 24/7 health assistant, and more.
For members
Your whole health plan, right in your pocket
View your ID card, find care, track claims, and more. Everything you use day-to-day, just one tap away.
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Testimonials
What it’s actually like to have Oscar
We could tell you. Or you could hear it from real members. (Let’s go with that!)
“Oscar really helped me navigate a sensitive health situation.”
David R. “It's important to stay on top of appointments, keep our doctor, and have insurance that doctors of quality will accept. We can take solace in that all four of us are taken care of.”
Scott R. “Everyone that I’ve interacted with at Oscar has been wonderful.”
Amanda W. “The app was very simple and allowed me to quickly understand my benefits.”
Luke V. “I want to thank them for seeing me as a human being. If you have Oscar, you’re fortunate.”
Julianne K.
Personalized plans
Get a health plan made forSpanish speakers
Buena SaludFinally, a health plan where your providers and Care Guides speak fluent Spanish.
— Buena Salud
Diabetes Care
Hy-Vee Health with Oscar
Plans for specific needs, and everyone else, too
No matter what your real life looks like, there's a plan for it.
Shop all plansShop plans
You’re this close to getting your health plan
See what’s available where you live, compare costs, and enroll in a plan that works for your real life. That’s it.
From the blog
Now, some real talk on health insurance
Care, coverage, and everything in between. Actually explained.
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Footnotes
Effectuated members as of June 30, 2026.
NPS Score as of June 2026
SurveyMonkey BA NPS survey, first administered to NY, NJ, and TN groups in early February 2026