Big rewards that keep costs small
Take care of you, get paid. Repeat.
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Health insurance made for your real life
Oscar plans take care of you with 24/7 on-demand support and plans made for specific conditions and life moments. So when real life hits, you’re covered and your budget is, too.
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Member benefits
All the benefits of an Oscar membership
Oscar plans come with the good stuff. Lots of it.
Personalized plans
Get a health plan made forSpanish speakers
Buena SaludFinally, a health plan where your doctors and Care Guides speak fluent Spanish.
— Buena Salud
Diabetes Care
Hy-Vee Health with Oscar
Plans for specific needs, and everyone else, too
No matter what your real life looks like, there's a plan for it.
Shop all plansPlan tiers
There’s a plan (tier) for however you use care
Who it's right for
Maybe you have a boring medical history. Or go to the doc here and there. A bronze plan keeps that monthly premium low and is right there if you need it.
Bronze Plans
The low-cost saver
If you don’t go to the doctor a lot, but want to make sure you’re covered.
- Lower monthly premium
- Higher out-of-pocket expenses
How costs are covered*
60%
Oscar covers40%
You coverWho it's right for
Maybe you have a boring medical history. Or go to the doc here and there. A bronze plan keeps that monthly premium low and is right there if you need it.
3 quick steps to better healthcare
How it works
Let's get you covered so you can get right back to your life.
- 01Answer a few quick questions about your budget and household.
- 02Compare the best options side-by-side.
- 03Follow simple prompts to enroll.
Testimonials
What it’s actually like to have Oscar
We could tell you. Or you could hear fit from real members. (Let’s go with that!)
“Oscar really helped me navigate a sensitive health situation.”
David R. “It's important to stay on top of appointments, keep our doctor, and have insurance that doctors of quality will accept. We can take solace in that all four of us are taken care of.”
Scott R. “Everyone that I’ve interacted with at Oscar has been wonderful.”
Amanda W. “The app was very simple and allowed me to quickly understand my benefits.”
Luke V. “I want to thank them for seeing me as a human being. If you have Oscar, you’re fortunate.”
Julianne K.
Footnotes
*Plan tier coverage:
Bronze Plan: Based on the actuarial value, the plan pays an average of 60% and you pay the remaining 40%
Silver Plan: Based on the actuarial value, the plan pays an average of 70% and you pay the remaining 30%
Gold Plan: based on the actuarial value, the plan pays an average of 80% and you pay the remaining 20%